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 Contact smart cards communicate with the card reader through direct physical contact using the embedded metallic chip contact pad located in the card. When the card is inserted into the card reader, this enables the transfer of data between the two. 

 The proliferation of smart cards in today’s world provides get benefits to both the consumer and the issuer of the cards. Embedded with a metallic chip, smart cards can be programmed for multiple application uses across a wide cross section of industries 

 Smartcards can be used in financial transactions, identification card solutions or as a multi-application card that combines payments, identification, healthcare and more.